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Simplicity Hits The Headlines

Tue, 15 Apr 2008 18:39:28 GMT

As Simplicity grows as an authority figure within the mortgage industry, our esteemed Mortgage Director, and "Young Mortgage Broker of the Year" Matthew Harris made his television debut on ITN at 6.30pm on Wednesday 9th April. ITN were reporting on the housing situation in...

House Prices

Tue, 15 Apr 2008 18:39:28 GMT

Whenever people talk about the property market they are talking about the UK market as a whole and not the little micro-economies that appear up and down our great nation. With that in mind a renowned expert, Sunday Times economics editor David Smith, recently spoke at the 20th...

Mortgage Rates

Tue, 15 Apr 2008 18:39:28 GMT

Following the drop in the Bank of England Base Rate to 5% on Thursday, are we going to finally see the decreasing rates passed on by mortgage lenders?Probably not. Most of the better fixed rate deals have been hovering below the 6% mark for the last few months, with small decreases...

It's simple - Isa's are more flexible

Tue, 15 Apr 2008 18:39:28 GMT

Savers and investors will able to stash more money in individual savings accounts (Isas) and gain more freedom about what they do with their cash under new rules. The government says the shake-up is designed to make Isas "simpler and more flexible". So, the confusing system of...

Whirlow Farm

Tue, 15 Apr 2008 18:39:28 GMT

Spring has really sprung at Whirlow Hall Farm Trust. Of our 285 ewes, 235 have given birth now so the barn and the fields are full of lambs playing together whenever the sun comes out. We time the lambing so that as many of the children as possible visiting the farm get a chance to see...

Private Eye Property could be your new best friend ...

Tue, 15 Apr 2008 18:39:28 GMT

With Simplicity Financial Services ever expanding and the London branch becoming busier, we're delighted to introduce a fantastic new company that could save you a lot of time and money. Private Eye Property is a new property advertising website aimed at providing a...

The Bank of England's Monetary Policy Committee

Tue, 15 Apr 2008 18:39:28 GMT

The Bank of England's Monetary Policy Committee has this month voted to hold the base rate at 5.25% following last months cut. We are now seeing lenders scaling back on loan to value ratios dramatically as well as being increasingly reluctant to...

First Time Buyers

Tue, 15 Apr 2008 18:39:28 GMT

With all the talk in the press regarding the demise of the 125% mortgage, horror stories of the impossibilities of making that first step onto the property market and a general feel of utter doom and gloom, we thought we would set the record straight. ...

The Budget by Alistair Darling

Tue, 15 Apr 2008 18:39:28 GMT

For those looking for a brief look at how Alistair Darling’s recent budget affects the us, read on: Comments on the recent budget have largely suggested that Alistair Darling hasn’t really done a lot, calling it a ‘nothing...

Pre-year end tax planning for individuals � tax year ending 5 April 2008

Tue, 15 Apr 2008 18:39:28 GMT

Tax planning may help to reduce your tax liabilities and therefore improve your overall financial position. Listed below are some planning ideas to consider prior to the end of the tax year on 5 April 2008: Certain investments...

Whirlow Hall Farm

Tue, 15 Apr 2008 18:39:28 GMT

Simplicity’s charity of choice – Whirlow Hall Farm, bring you news of what’s happening in the coming months. Our second round of lambing begins on 1st April - we have 139 ewes to...

Buy-to-let market still thriving

Tue, 15 Apr 2008 18:39:28 GMT

The buy-to-let property market is still thriving, according to the Council of Mortgage Lenders (CML).The number of buy-to-let loans rose by 23% last year, taking their number to 1,038,000 and accounting for 10.3% of all outstanding mortgages. This lending...

Bank voted 8-1 for cut to 5.25%

Tue, 15 Apr 2008 18:39:28 GMT

The Bank of England's rate-setting Monetary Policy Committee (MPC) voted by 8-1 to cut interest rates to 5.25% earlier this month, minutes have shown.The bank decided to lower rates by a quarter of a percentage point from 5.5% in February, amid signs of a...

Young buyers are forced to produce a deposit, This is the end of 100% mortgages

Tue, 15 Apr 2008 18:39:28 GMT

Mortgages which let people borrow more than the value of their home were radically scrapped yesterday.

Before Christmas, a third of lenders offered mortgages of 100 per cent or more.

Today, just one in ten will allow this....

Bank of England Reduces Bank Rate by 0.25 Percentage Points to 5.25%

Tue, 15 Apr 2008 18:39:28 GMT

The Bank of England’s Monetary Policy Committee today voted to reduce the official Bank Rate paid on commercial bank reserves by 0.25 percentage points to 5.25%. The prospects for output growth abroad have deteriorated and the disruption to global financial markets has...